---
title: Are there credit history requirements to apply?
description: There is not a minimum credit score to apply. However, you must still qualify for a standard first mortgage from another lender. You may also need to complete additional Housing Counseling if your credit score is below conventional thresholds. For applicants with no traditional credit history, rental and utility payment history may be considered.
---

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1. [CARE Center](https://kb.cedproject.org/en/knowledge?hsLang=en)
2. [Community-First Mortgage Assistance Program](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en)
3. [Eligibility](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#eligibility)

# Are there credit history requirements to apply?

 There is not a minimum credit score to apply. However, you must still qualify for a standard first mortgage from another lender. You may also need to complete additional Housing Counseling if your credit score is below conventional thresholds. For applicants with no traditional credit history, rental and utility payment history may be considered. 

- [Rental Assistance FAQ](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#main-content)

    - [Colorado Emergency Rental Assistance (CERA) - Statewide](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#colorado-emergency-rental-assistance-cera-statewide)
    - [Temporary Rental & Utility Assistance (TRUA) - Denver only](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#temporary-rental-utility-assistance-trua-denver-only)
    - [For Tenants](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#for-tenants)
    - [Español](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#espa%C3%B1ol)
- [Homeowner Assistance FAQ](https://kb.cedproject.org/en/knowledge/homeowner-assistance-faq?hsLang=en#main-content)

    - [Eligibility](https://kb.cedproject.org/en/knowledge/homeowner-assistance-faq?hsLang=en#eligibility)
    - [Application](https://kb.cedproject.org/en/knowledge/homeowner-assistance-faq?hsLang=en#application)
    - [General](https://kb.cedproject.org/en/knowledge/homeowner-assistance-faq?hsLang=en#general)
- [Resources](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#main-content)

    - [Resources by County](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#resources-by-county)
    - [General Resources](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#general-resources)
    - [EHV Resources](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#ehv-resources)
    - [Legal](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#legal)
    - [Utilities](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#utilities)
    - [Applying for Public Benefits](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#applying-for-public-benefits)
    - [Community-First Mortgage Assistance Program](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#community-first-mortgage-assistance-program)
- [Applying for Public Benefits](https://kb.cedproject.org/en/knowledge/applying-for-public-benefits?hsLang=en)
- [Supportive Housing and Stability Services FAQ](https://kb.cedproject.org/en/knowledge/supportive-housing-and-stability-services-faq?hsLang=en#main-content)

    - [Housing Vouchers](https://kb.cedproject.org/en/knowledge/supportive-housing-and-stability-services-faq?hsLang=en#housing-vouchers)
    - [Housing Navigation](https://kb.cedproject.org/en/knowledge/supportive-housing-and-stability-services-faq?hsLang=en#housing-navigation)
    - [Supportive Housing Program](https://kb.cedproject.org/en/knowledge/supportive-housing-and-stability-services-faq?hsLang=en#supportive-housing-program)
- [Community-First Mortgage Assistance Program](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#main-content)

    - [General](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#general)
    - [Eligibility](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#eligibility)
    - [Loan Structure](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#loan-structure)

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