---
title: The program states that I must be a first-time or first-generation homebuyer. How does CEDP define these terms?
description: "First-time homebuyer: You qualify if any of these are true:\nYou haven’t owned a principal (main) home in the last 3 years, OR\nYou are a single parent or displaced homemaker (someone who stayed at home to care for family) and the only home you’ve owned was with an ex-spouse, OR\nThe only previous home you owned was a mobile or manufactured home that was not permanently attached to the ground, OR\n\nFirst-generation homebuyer: You are the first in your family – or in the United States – to purchase a home."
---

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1. [CARE Center](https://kb.cedproject.org/en/knowledge?hsLang=en)
2. [Community-First Mortgage Assistance Program](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en)
3. [Eligibility](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#eligibility)

# The program states that I must be a first-time or first-generation homebuyer. How does CEDP define these terms?

 

First-time homebuyer: You qualify if any of these are true:

- You haven’t owned a principal (main) home in the last 3 years, OR
- You are a single parent or displaced homemaker (someone who stayed at home to care for family) and the only home you’ve owned was with an ex-spouse, OR
- The only previous home you owned was a mobile or manufactured home that was not permanently attached to the ground, OR

First-generation homebuyer: You are the first in your family – or in the United States – to purchase a home.

- [Rental Assistance FAQ](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#main-content)

    - [Colorado Emergency Rental Assistance (CERA) - Statewide](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#colorado-emergency-rental-assistance-cera-statewide)
    - [Temporary Rental & Utility Assistance (TRUA) - Denver only](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#temporary-rental-utility-assistance-trua-denver-only)
    - [For Tenants](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#for-tenants)
    - [Español](https://kb.cedproject.org/en/knowledge/rental-assistance-faq?hsLang=en#espa%C3%B1ol)
- [Homeowner Assistance FAQ](https://kb.cedproject.org/en/knowledge/homeowner-assistance-faq?hsLang=en#main-content)

    - [Eligibility](https://kb.cedproject.org/en/knowledge/homeowner-assistance-faq?hsLang=en#eligibility)
    - [Application](https://kb.cedproject.org/en/knowledge/homeowner-assistance-faq?hsLang=en#application)
    - [General](https://kb.cedproject.org/en/knowledge/homeowner-assistance-faq?hsLang=en#general)
- [Resources](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#main-content)

    - [Resources by County](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#resources-by-county)
    - [General Resources](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#general-resources)
    - [EHV Resources](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#ehv-resources)
    - [Legal](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#legal)
    - [Utilities](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#utilities)
    - [Applying for Public Benefits](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#applying-for-public-benefits)
    - [Community-First Mortgage Assistance Program](https://kb.cedproject.org/en/knowledge/resources?hsLang=en#community-first-mortgage-assistance-program)
- [Applying for Public Benefits](https://kb.cedproject.org/en/knowledge/applying-for-public-benefits?hsLang=en)
- [Supportive Housing and Stability Services FAQ](https://kb.cedproject.org/en/knowledge/supportive-housing-and-stability-services-faq?hsLang=en#main-content)

    - [Housing Vouchers](https://kb.cedproject.org/en/knowledge/supportive-housing-and-stability-services-faq?hsLang=en#housing-vouchers)
    - [Housing Navigation](https://kb.cedproject.org/en/knowledge/supportive-housing-and-stability-services-faq?hsLang=en#housing-navigation)
    - [Supportive Housing Program](https://kb.cedproject.org/en/knowledge/supportive-housing-and-stability-services-faq?hsLang=en#supportive-housing-program)
- [Community-First Mortgage Assistance Program](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#main-content)

    - [General](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#general)
    - [Eligibility](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#eligibility)
    - [Loan Structure](https://kb.cedproject.org/en/knowledge/community-first-mortgage-assistance-program?hsLang=en#loan-structure)

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