Homeowner Assistance FAQ

For everything related to common EMAP questions

• What are the eligibility requirements of EMAP?
• Area Median Income
• What can EMAP assist me with?
• Emergency Mortgage Assistance Program Glossary
• What is the Emergency Mortgage Assistance Program (EMAP)?
• Are there any requirements for Lenders?
• Are there any requirements for Vendors?
• How do I apply for assistance under EMAP?
• Who is eligible to receive assistance from EMAP?
• What do applicants needs to start the process?
• How long will it take to know if I’ve been approved for EMAP assistance?
• Who will review my EMAP application?
• Can my application be prioritized for quicker processing?
• What qualifies as COVID impact?
• Why is my application still listed as “Application Submitted?”
• How will I be informed of the approval or denial of my EMAP application?
• If my application is denied, how can I appeal this decision?
• My mortgage is in forbearance and/or enrolled in a loss mitigation plan. Can I apply today?
• Can I apply for Emergency Mortgage Assistance program assistance if I have declared Chapter 13 bankruptcy?
• Can I apply for the Emergency Mortgage Assistance program if foreclosure is imminent?
• Am I eligible for the Emergency Mortgage Assistance program for my second home or rental property?
• How much assistance is available?
• Who shall I list as an applicant?
• What does the status of my application mean?
• Homeowner Resources