1. CARE Center
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Homeowner Resources

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Housing Repair Resources

Home Ownership Assistance

Foreclosure Prevention

Mortgage Assistance



Housing Repair Resources:

Single Family Housing Repair Loans & Grants in Colorado

Also known as the Section 504 Home Repair program, this program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Service Area: Statewide

Street Address: Applications are handled by local offices throughout Colorado. State Office: USDA Rural Development Denver Federal Center - PO Box 25426 Room E-2300 Denver, CO 80225.

Phone Number: 720-544-2903

Email Address: codirinquiries@co.usda.gov 

Hours of Operation: Monday-Friday: 7am-3:30pm

Services Provided: Homeowner repair services/loans

Eligibility Criteria: To qualify, you must:

  • Be the homeowner and occupy the house
  • Be unable to obtain affordable credit elsewhere
  • Have a household income that does not exceed the very low limit by county
  • For grants, be age 62 or older

Application/Intake Process: Applications for this program are accepted through your local RD office year round

Wait time: Approval times depend on funding availability in your area. Talk to a USDA home loan specialist in your area for help with the application



Emergency Home Repair (EHR) - Denver Urban Renewal Authority 

The Emergency Home Repair (EHR) program is designed to address problems that pose an immediate danger to the health and safety of low-income Denver homeowners. Services include: Financial assistance with home repair & maintenance.

Service Area: Denver

Street Address:1555 California Street, Suite 200, Denver, Colorado

Phone Number: (303) 534-3872

Email Address: info@renewdenver.org

Hours of Operation: Monday-Friday: 8am-5pm

Services Provided: Homeowner repair services

Eligibility Criteria: To qualify for the EHR program, you must be a Denver resident, own and live in your home, and have a household income at or below the thresholds listed in the tables below.

Application/Intake Process: Call DURA at (303) 534-3872 or Apply Online



Renter/Homeowner Access Modification Program (RHAMP) - Denver Urban Renewal Authority

The only program offered to both renters and homeowners, this program grants up to $10,000 to assist Denver residents with qualifying disabilities to make accessibility modifications in and around their home.

Service Area: Denver

Street Address:1555 California Street, Suite 200, Denver, Colorado

Phone Number: (303) 534-3872

Email Address: info@renewdenver.org

Hours of Operation: Monday-Friday: 8am-5pm

Services Provided: Homeowner repair services

Eligibility Criteria: To qualify for the RHAMP program, you must be a Denver resident, own (or rent) and live in your home, have a household income at or below the thresholds listed in the tables below, and have a qualifying disability.

Application/Intake Process: Call DURA at (303) 534-3872 or Apply Online

UPDATE: They are not currently taking applications for the SFR or RHAMP program at this time. RHAMP Applications will re-open summer of 2024. Updates on our SFR program availability will be posted when available.

Additional Information: For renters: Renters must have a 12-month lease with their landlord in order to participate in RHAMP.  These grants will only be offered with a waiver from the property owner agreeing not to increase the grantee’s rent solely based on the improvements to the units (pertains to rental grantees only).  All modifications to the landlord/homeowners property shall remain with the property when the grantee moves out.



Home Repair Program - Habitat for Humanity of Metro Denver

Habitat Metro Denver offers external home repair in Metro Denver neighborhoods. These home repair projects can include a new roof, new siding and paint, porch repairs and energy efficiency projects such as new doors and windows. Partnering homeowners only pay about 5 to 10% of the cost of the repairs. Habitat Metro Denver also offers an aging-in-place program where we partner with homeowners aged 65+ on interior home modifications, like safety bars, improved lighting and floor repairs.

Service Area: Denver

Street Address: 7535 E Hampden Ave, Ste 600, Denver, CO 80231

Phone Number: 303-534-2929

Email Address: info@renewdenver.org

Hours of Operation: Monday - Friday 8:30 am - 12:30 pm, 1 - 5 pm

Services Provided: Homeowner repair services

Eligibility Criteria:

  • Own and live in their home in the city and county of Denver as highlighted in the map below. Note that mobile homes do not qualify for this program.
  • Be current with their mortgage payments and property taxes. Note that reverse mortgages do not qualify for this program.
  • Be able to pay a portion of repair costs and earn income that stays within our income guidelines (shown below).
  • Have owned and lived in their home for at least the last two years.
  • Have an adequate homeowner insurance policy.
  • Demonstrate a need for housing repairs by showing that the current home is in poor condition, is not energy efficient, is unsafe, or does not meet city code.
  • Meet income guidelines, shown HERE

Application/Intake Process: 

  1. Meet eligibility criteria
  2. Complete this form to start the Home Repair application process.
  3. Apply: Those who submit eligibility questionnaires that meet our program criteria will receive an invitation to apply. This application must be completed, printed and mailed to the address provided.
  4. Complete your required “sweat equity” hours, which include volunteer shifts on Habitat construction sites and at Habitat’s ReStores.


Chore Services - Denver Metro Area - Seniors' Resource Center

The Chore Services Program offers a no-cost deep cleaning service to help seniors maintain their home and yard and is available to anyone 60 years and older, living in Adams, Clear Creek, Denver, Gilpin and Jefferson counties, as well as the city of Broomfield.

Service Area: Adams, Arapahoe, Broomfield, Denver Douglas, Jefferson

Street Address: 3227 Chase Street Wheat Ridge, CO 80212

Phone Number: 303-238-8151

Email Address: info@SRCAging.org

Hours of Operation: Monday-Friday 8am-4:30pm

Services Provided: Homeowner services

Eligibility Criteria: Seniors Resource Center offers chores and minor home upkeep services to people ages 60+ in the following counties: Adams, Arapahoe, Broomfield, Denver Douglas, Jefferson. These services are available at no cost up to 3 times per year.

Application/Intake Process: If you are eligible, call for specific service locations within each county to get started.



Home Modification & Repair - Brothers Redevelopment, Inc.

Brothers Redevelopment provides a wide variety of repairs and modifications that enable residents with disabilities or physical limitations to avoid injury and enjoy increased mobility.

Repairs and modifications provided include: Home accessibility repairs, Home exterior repairs, Home interior repairs

Because we strive to help our disabled and elderly clients maintain their homes and enable them to age in place despite any physical and financial limitations, the repairs are generally completed at no cost to them or at a significantly discounted cost. Please contact us for more information and to apply for this program.

Service Area: Statewide

Street Address: 2250 Eaton St., Suite B, Denver, CO 80214

Phone Number: Call 303-685-4225.Colorado Springs applicants should call 719-666-7181

Email Address: HMR@brothersredevelopment.org. Colorado Springs applicants: kathryn@brothersredevelopment.org 

Hours of Operation: Monday-Friday 8am-5pm

Services Provided: Homeowner repair services

Eligibility Criteria: Available to elderly applicants or to applicants with disabilities.

Application/Intake Process: To apply and/or contact the Home Modification and Repair Department, call 303-685-4225 or email HMR@brothersredevelopment.org. Colorado Springs applicants should call 719-666-7181 or email kathryn@brothersredevelopment.org



Colorado’s Affordable Residential Energy (CARE) Program

Colorado’s Affordable Residential Energy (CARE) program provides income-qualified Coloradans in participating counties with free home energy efficiency upgrades.

Service Area: (Almost) Statewide, full list of participating counties can be seen HERE

Street Address: 303 E. 17th Ave, Suite 405 Denver, CO 80203

Phone Number: 303.825.8750

Hours of Operation: Monday-Friday 9am-4pm

Services Provided: Homeowner services

Eligibility Criteria:

  • You live in a participating county
  • Your household is income-qualified
  • And you are a customer of any of the following utilities:
    • Atmos Energy Black Hills Gas
    • City of Gunnison Electric
    • Colorado Natural Gas
    • Gunnison County Electric Association
    • Holy Cross Energy
    • La Plata Electric Association
    • Mountain Parks Electric
    • Platte Valley Power Authority
    • Fort Collins, Loveland, Longmont or Estes Park
    • San Miguel Power Association
    • Xcel Energy
    • Yampa Valley Electric Association
    • You are automatically eligible for CARE if you or your family participates in any of these State Benefit Programs:
    • SNAP, TANF, WIC, Section 8, LEAP (Utility Bill Assistance), Old Age Pension (OAP), Aid to the Blind (AB), or Aid to the Needy Disabled (AND). 

Application/Intake Process: If you are eligible, CARE will connect with a local agency to do a home energy audit, and a selected contractor will install qualifying upgrades to your home. These upgrades may include insulation, refrigerators, LEDs, shower heads, air sealing, and qualifying furnaces and water heaters. Call to get started.



Home Repair Assistance - Be The Gift

We are currently serving single moms in the Northern Colorado and Greater Denver area with home repair projects to provide a safer, healthier and more functioning home in which to raise their children.

Service Area: Loveland, Fort Collins, Greeley, Windsor, Johnstown, and Berthoud

Street Address: PO Box 1285 Loveland, CO 80539

Phone Number: 970.545.GIFT (4438)

Services Provided: Homeowner repair services

Eligibility Criteria: Eligible to single mothers who live in these areas: Loveland, Fort Collins, Greeley, Windsor, Johnstown, and Berthoud. They do not have the capacity to assist residents who live outside of these areas at this time.

Application/Intake Process: You can fill out the Application Form HERE for assistance.



Home Fire Preparedness - Sound the Alarm - The American Red Cross - Colorado

The American Red Cross Home Fire Campaign helps save lives by installing free smoke alarms in homes that don't have them, and by educating people about home fire safety.

Service Area: Statewide

Services Provided: Homeowner services

Eligibility Criteria: Available to anyone who needs smoke alarms in their homes that don’t have them.

Application/Intake Process: You can fill out a request form for smoke alarms HERE



Property Tax-Aide - PTC Rebate - AARP Foundation - Colorado

AARP Foundation Property Tax-Aide is a free program that helps eligible homeowners and renters, in select states, apply for property tax relief.

You may be eligible if you:

  • Resided in Colorado the entire year
  • Are lawfully present in the United States. Persons who are 18 years of age or older and are applying for a public benefit such as PTC must prove lawful presence in the United States
  • Are a single person with total income of less than $16,925 or a married couple with total combined income of less than $22,858
  • At least 65 years old or a surviving spouse at least 58 years old
  • Were disabled for all of 2022, regardless of age, and received benefits for the full year
  • Are not claimed as a dependent on any other person's federal income tax return

Service Area: State-wide/National

Email Address: propertytaxaide@aarp.org

Services Provided: Homeowner tax services

Eligibility Criteria: You may be eligible if you:

  • Resided in Colorado the entire year
  • Are lawfully present in the United States. Persons who are 18 years of age or older and are applying for a public benefit such as PTC must prove lawful presence in the United States
  • Are a single person with total income of less than $16,925 or a married couple with total combined income of less than $22,858
  • At least 65 years old or a surviving spouse at least 58 years old
  • Were disabled for all of 2022, regardless of age, and received benefits for the full year
  • Are not claimed as a dependent on any other person's federal income tax return

Application/Intake Process: Go HERE to learn more about the program.

Other sources include:

  • Colorado Dept of Revenue offers an online application and submittal of the PTC form. See Revenue Online at https://www.colorado.gov/revenueonline/_/#1
  • For additional information and resources, please visit the Property Tax/Rent/Heat Credit (PTC) Rebate webpage at https://tax.colorado.gov/PTC-rebate


The Handyman Program - Denver Metro - Volunteers of America Colorado

The Safety of Seniors Handyman Program provides the services necessary to enhance the quality of life for limited-income senior homeowners age 60 and older residing in Adams, Arapahoe, Denver, Jefferson, Clear Creek and Gilpin counties. This program provides simple safety repairs and minor home maintenance for limited-income seniors and disabled adults who reside in Larimer County

Service Area: Larimer County

Street Address: 405 Canyon Ave Fort Collins, CO 80521

Phone Number: 720-264-3366

Email Address: kscholes@voacolorado.org

Services Provided: Homeowner services

Eligibility Criteria: Available to limited-income seniors and disabled adults who reside in Larimer County.

Application/Intake Process: Call to receive assistance.



Home Builders Foundation of Metro Denver

The Home Builders Foundation (HBF) of Metro Denver provides home modifications for individuals with disabilities and financial need in the Denver community. It is important to note that the HBF does not do general maintenance and repairs. The HBF solely focuses on accessible modifications for the home such as wheelchair ramps, grab bars, hard flooring, stair lifts, vertical platform lifts, handrails, and accessible bathroom modifications.

Service Area: Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert, and Jefferson

Street Address: 88 Inverness Circle East E104 Englewood, CO 80112

Phone Number: (303) 551-6721

Hours of Operation: Monday-Friday 9am-5pm

Services Provided: Homeowner services

Eligibility Criteria: We only provide home modifications for accessibility in the 8-county Denver metro region: Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert, and Jefferson.  We are unable to provide modifications outside of our service area. We also do not provide home repairs, elevators, or walk-in tubs.
Application/Intake Process: Apply HERE.



Water Assistance Program - Brighton Colorado

Service Area: Adams, Weld​

Street Address: 500 S 4th Avenue​

Phone Number: 303-655-2000​

Hours of Operation: Monday-Friday 8am-5pm​

Services Provided: Utility Assistance​

Eligibility Criteria:

- Must be a Brighton residential water customer.

- Must be a U.S. Citizen or legally residing in the U.S.

- May not have a tampering charge in the last 12 months.

- Must demonstrate financial need.

- Must be a resident of Brighton.​

Application/Intake Process: If you meet eligibility criteria, you can fill out this application for the 2023 Water Assistance Program:   https://forms.monday.com/forms/d44d2bc6bb31d3dd89db5604b06fa1b5?r=use1

Customers can apply for the program multiple times per year. The maximum total credit per calendar year is $500. Approved credits will be applied directly to the customer's utility billing account and in no event will the credit create a negative account balance or be paid or refunded to the customer. Water assistance is dependent on available funding.​



Housing Improvement Program (HIP) - U.S. Department of the Interior Indian Affairs

The Housing Improvement Program (HIP) is a home repair, renovation, replacement and new housing grant program administered by the Bureau of Indian Affairs (BIA) and federally-recognized Indian tribes for American Indians and Alaska Native (AI/AN) individuals.

Service Area: State-wide/National

Street Address: 1849 C Street NW Washington, DC 20240

Phone Number: (605) 226-7441

Services Provided: Homeowner repair services for American Indian and Alaska Native individuals

Eligibility Criteria:

  • You must be a member of a federally recognized American Indian tribe or be an Alaska Native.
  • Must live in an approved tribal service area.
  • Must have present housing that is substandard, as defined by the regulations.
  • Must have no other resource for housing assistance.
  • Must have not acquired your present housing through a federally sponsored housing program that includes such housing assistance.
  • Must meet income guidelines.

Application/Intake Process: If you are eligible, call (605) 226-7441 for assistance.



Emergency Repairs and Essential Services Program (ERESP) - Pueblo County

If you are without heat, two Emergency Repair programs are available to qualified homeowners.  CIP may be available to LEAP eligible households.  ERESP may be available to homeowners who are 60 years old or older.

Service Area: Pueblo

Street Address: 215 W. 10th Street Pueblo, Colorado 81003

Phone Number: 719-583-6000 building number. 719-583-6308 is a more direct line for this specific program.

Hours of Operation: 8am-4:30pm Monday through Friday

Services Provided: Homeowner repair services

Eligibility Criteria: You can find the detailed eligibility requirements for both programs HERE.
Application/Intake Process: Contact the Housing Rehabilitation Program Manager at 719-583-6308.




Home Ownership Assistance:

Housing Counseling - Brothers Redevelopment Inc

Brothers Redevelopment offers housing counseling and education classes for free to those in the process of buying a home. Upon completion of one-on-one counseling, or a workshop, participants are more informed about home-buying and homeownership responsibilities, and they will obtain an official Certificate of Homebuyer Education to present to their lenders after a required follow-up call with a counselor.

Service Area: Denver, Statewide

Phone Number: 303-685-4205, Ext. 4205

Email Address: HCinfo@brothersredevelopment.org

Hours of Operation: They hold events throughout the month for Housing Counseling, event times are posted on their site.

Services Provided: Housing counseling

Eligibility Criteria: Available to all who are seeking housing counseling/education. 

Application/Intake process: You can go here and submit an interest form for their upcoming workshops. You’ll select your preferred language, select the event/date you’re interested in attending, and then hit submit. That will RSVP your attendance, then you can just go on the day you signed up for! Otherwise, if you don’t see a date that works for you or you have other questions, you can call for more info.



Homeownership Program - Denver Housing Authority

Home-ownership provides educational and financial benefits to its participants. This program is designed to educate individuals on how they can become "loan ready"

Service Area: Denver

Street Address: 1401 Mariposa St Denver, CO 80204

Phone Number: 720-956-3801

Email: homeownership@denverhousing.org

Hours of Operation: Monday-Friday 9am - 4pm

Services Provided: Home buying resources

Eligibility Criteria: Available to all in the Denver area who are seeking Home-buying education.

Application/Intake Process: For more information about our housing counseling program contact us at homeownership@denverhousing.org or call 720-956-3806



Veterans Affairs Housing Assistance - U.S. Department of Veterans Affairs

U.S. Department of Veterans Affairs offers VA housing assistance that can help Veterans, service members, and their surviving spouses to buy a home or refinance a loan. They also offer benefits and services to help build, improve, or keep your current home.

Service Area: State-wide/National

Street Address: There are several locations, here is one located near Denver: 155 Van Gordon Street Lakewood, CO 80228. For a full map of locations, click here and filter to your area and service requested.

Phone Number: General: 877-827-3702. Lakewood office: 800-827-1000

Hours of Operation: Monday-Friday 8:30 a.m. - 12:00 p.m. & 1:00 p.m - 4:00 p.m. Closed from 12-1pm for lunch.

Services Provided: Housing assistance for veterans/VA family

Eligibility Criteria: Must be a veteran or immediate VA family member

Application/Intake Process: 

For the local office listed above:

  • To request a virtual appointment, you may use the following link: https://vets.force.com/VAVERA/s/
  • To speak to a VBA representative by phone, call 1-800-827-1000

Otherwise, call the general number for services.

Additional information: We’re calling on mortgage servicers to pause foreclosures of VA-backed home loans through May 31, 2024. During this pause, we’ll work with servicers to find ways to help Veterans and survivors stay in their homes.



Permanent Homes for Veterans (PHV) - Operation Homefront

Permanent Homes for Veterans provides veterans with the opportunity to move into an Operation Homefront (OH) home and work directly with OH caseworkers and other financial counselors to learn and plan for home ownership.

Service Area: State-wide/National

Street Address: 17319 San Pedro Avenue, Suite 505, San Antonio, TX 78232

Phone Number: (210) 659-7756

Services Provided: Home buying assistance for veterans/VA family

Eligibility Criteria: Honorably discharged veterans, retirees or Reservists and National Guard that are currently serving can apply for a home through the Permanent Homes for Veterans program. All veterans that served honorably are eligible to apply, no matter what era they served (Vietnam, Korea, Desert Storm, Desert Shield, OEF, OIF).


Veterans do not have to be injured or have a deployment to apply. Surviving spouses of service members killed in combat or while deployed in the combat theater of operations and are not remarried or engaged to be married may also apply.

Application/Intake Process: You can view and apply for homes HERE

Wait time: For the veteran housing application, please allow 10-12 weeks for applications to be processed. During that time, applicants may be contacted if documents or additional information is needed to complete the application. Viable applicants will be presented to the selection committee. Once presented, please allow one to four weeks for a decision. After a decision has been made, only the veteran matched will be contacted.

The Burrell Denver

49 Permanently Affordable Condos In the Heart of Five Points Starting at $205K. Located in Denver's historic Five Points neighborhood, The Burrell offers luxury living at an affordable price. A vibrant Denver neighborhood, the neighborhood boasts a rich cultural history, unlike any other in the city.

Service Area: Denver

Street Address: 3575 Chestnut Place, Denver, CO 80216

Phone Number: 720-547-9408

Email Address: Burrell@InvalescoRE.com

Services Provided: Affordable home ownership

Eligibility Criteria: ECLT's Affordable Homeownership Program is available to households that have an annual income at or below 80% of the Area Median Income as determined annually by Housing and Urban Development (HUD).

Application/Intake Process: Join the interest list on the Burrell website to receive email updates. Start your application process through ECLT found on their website: Application Process - Elevation Community Land Trust.
Additional Information:

  • What do I need for a downpayment?: You'll need a minimum of $3,000 saved, with $1,000 as earnest money due when going under contract and $2,000 in reserves at closing. Down payment assistance and gifts can be used for both down payment and closing costs.
  • How much will my mortgage be every month?: Your monthly mortgage payment depends on factors like your interest rate, condo price ($205,000 for a one-bedroom, $240,000 for a two-bedroom, and $295,000 for a three-bedroom), down payment, and other considerations determined by your ECLT participating lender. Our mission is to ensure your mortgage payments are both affordable and sustainable.
  • Are there any additional fees?: Yes, there is a $100 lifetime land lease fee to ECLT and an HOA fee. Both fees will be factored into your mortgage payment to maintain affordability.
  • For application assistance, please email ECLT at info@elevationclt.org or call (720) 822-0052.



Foreclosure Prevention:

Foreclosure assistance - Community Economic Defense Project (CEDP)

CEDP provides financial assistance (EMAP) for households at risk of foreclosure or in the midst of a foreclosure.

Service Area: Statewide

Street Address: 1660 N Downing St, Suite 600, Denver CO 

Phone Number: 303-838-1200 (CARE Center)

Email Address: info@cedproject.org

Hours of Operation: Monday-Friday 9am-12pm & 1-4pm. Closed 12-1pm for lunch.

Services Provided: Foreclosure prevention, homeowner services

Eligibility Criteria: You are:

  • A homeowner and you live in the home I am applying for
  • You experienced a decrease in income due to a Covid -19 Impact
  • You meet the income AMI criteria to be eligible (under 150% AMI)
  • At the time of purchasing/refinancing my home, the loan was not a jumbo-loan (outside of the conforming loan limits for a 1-4 unit household per county).

Application/Intake Process: Please go to the DOLA website to fill out an application on Neighborly. If you have a lot rent eviction, foreclosure, or utility shut off notice, please email dola_haf_client_support@state.co.us to escalate your case.



COVID-19 Mortgage Forbearance - Fannie Mae

Fannie Mae is offering Mortgage Forbearance to homeowners experiencing financial hardship directly or indirectly related to Coronavirus (COVID-19) who have mortgages owned by Fannie Mae.


This program provides:

  • Forbearance for up to 12 months
  • Foreclosure sales and evictions of borrowers are suspended for 60 days
  • Suspending reporting to credit bureaus of past due payments of borrowers who are in a forbearance plan as a result of hardships attributable to this national emergency
  • Offering loan modification options to provide mortgage payment relief or keep those payments the same after the forbearance period

Service Area: Statewide

Phone Number: 800-232-6643

Services Provided: Mortgage assistance to qualified homeowners

Eligibility Criteria: Homeowners experiencing financial hardship directly or indirectly related to Coronavirus (COVID-19) who have mortgages owned by Fannie Mae.

Application/Intake Process: Contact the Fannie Mae Resource Center, or call 800-2FANNIE (800-232-6643).




Foreclosure Financial Assistance Program

The Foreclosure Financial Assistance Program assists households at or below 80% Area Median Income with past-due mortgage costs and/or HOA fees, fines, and liens. Eligible households may receive up to $20,000 in assistance per household.

Service Area: Denver

Services Provided: Mortgage assistance

Eligibility Criteria:

  • Household income must be at or below 80% of the Area Median Income (AMI)
  • Household must be experiencing a financial hardship or other housing crisis
  • The residence for which assistance is being requested must be the applicant’s primary residence and located in both the City AND County of Denver

Application Process: You can apply HERE.





Mortgage Assistance:

Emergency Assistance - Catholic Charities Archdiocese of Denver - Denver Metro Area 

Catholic Charities Archdiocese of Denver provides one-time assistance to families and individuals who can prove they're in a state of emergency. This program provides:

Service Area: Denver, Statewide

Street Address: 6240 Smith Road, Denver CO 80216

Phone Number: Call 303-742-0828 for Energy Bill Assistance or Call 303-742-0828 for assistance due to an Emergency Situation.

Email Address: INFO@CCDENVER.ORG

Hours of Operation: Monday-Friday 8:30am-5pm

Services Provided: Homeowner financial services

Eligibility Criteria: Please keep in mind that Catholic Charities can only provide emergency assistance for Coloradans after these qualifying situations:

  • Hospitalization after an accident
  • Loss of a job
  • Victimization in a crime
  • Diagnosis of disease
  • Death of a loved one or caretaker.

Application/Intake Process: If you are eligible, call 303-742-0828



Home Save - Neighborhood Assistance Corporation of America (NACA)

Get an affordable mortgage payment with the help of our Home Save program. Our advocates can help you for free, whether or not you got your mortgage through us.

Service Area: State-wide/National

Phone Number: (425) 602-6222

Email Address: services@naca.com

Services Provided: Homeowner mortgage assistance

Application/Intake Process: 

1) Register here to get started with NACA’s Home Save Program. 

2) Member receives NACA ID number via email

3) Member contacts MAP Department @ (281) 968 6222 to provide NACA ID #

4) Home Save Advocate is assigned and advises you of any additional information is needed to move forward

Brothers Redevelopment (Denver Specific)
Service Area: Denver
Phone Number: 303-202-6340
Email: foreclosureassistance@brothersredevelopment.org
Services Provided: Homeowner resources, mortgage assistance
Eligibility Criteria:
- Households must be under 80% AMI
- This may be layered with EMAP for those cases that exceed the state limit
- Funding available up to $20,000 for delinquent HOA and mortgage assistance
- No COVID-19 related hardship required
- Jumbo loan is not part of eligibility
- Live within the City and County of Denver
- Their home is their primary residence
- Qualified homeowners must not have cash or assets on hand that is equal to or greater than the relief funds being requested (excluding any funds in a retirement account)
Application/Intake Process: Application HERE

 

Mortgage Assistance Program (MAP)
Service Area:
Statewide
Street Address: Colorado Homeownership Coalition, 8200 South Quebec Street, Suite A3, #743, Centennial, CO 80112
Phone Number: (720) 458-5828
Email: INFO@CHCHELPS.ORG
Services Provided: Homeowner resources, mortgage assistance
Eligibility Criteria:
- No income or geographical limits, however must be able to show sustainability after receiving assistance based on income (for example, amount of income will be considered to conclude if applicant will be able to resume payments after the assistance)
- Must go through a HUD approved housing counseling agency, to ensure that budgeting, options and rights are addressed and for the MAP application to be submitted
- Assistance cap is $8,000 to $10,000 for mortgage, HOA and/or property taxes. This amount must bring the client current
- Can be paired with EMAP assistance
- Jumbo loan is not part of eligibility
Additional Information: Hardship must be a one time event, meaning that there hasn't been a history of issues with making the mortgage in the past
- Assistance is a grant. No fee, no interest, no payment, no lien
Wait Time: With receipt of a complete application, a decision will be made within a two week period.
 
 


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