1. CARE Center
  2. Homeowner Assistance FAQ

My mortgage is in forbearance and/or enrolled in a loss mitigation plan. Can I apply today?

Yes. 

The Emergency Mortgage Assistance program encourages all homeowners to reach out to their mortgage lender to determine what loss mitigation options may be available. However, if you owe over $30,000 at the time of applying, we will not process your application until after your forbearance period ends and a decision has been made by your mortgage lender about your loss mitigation options.  

If you owe under $30,000 at the time of applying and you would like to end your forbearance period early, please reach out to your mortgage lender to confirm that you are able to resume payments before the forbearance period ends. If this is permitted, let us/your reviewer know if you would like us to proceed with assistance which will end your forbearance early.