Eligibility
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      1. CARE Center
      2. Homeowner Assistance FAQ
      3. Eligibility

      What are the detailed eligibility requirements for Emergency Mortgage assistance?

      COVID-related impact on finances after January 21, 2020.

      Financial Impact could include

      • Job Loss
      • Reduction in Income
      • Reduction in Hours
      • Increase in healthcare costs
      • Increase costs due to care for family
      • Other issues that have impacted household income

      Owner-occupants of home or condominium

      Home/Condominium include

      • Single-family home or condominium
      • 2, 3, or 4 family home located in Colorado
      • Does not include owner-occupied properties of 5 or more units
      • Does not include investor-owned properties or vacation homes
      • Is not listed as For Sale

      Income Qualifications

      Equal to or less than 150% Area Median Income (AMI) in the county in which the homeowner resides or when the COVID-related hardship occurred.

      Loan Status

      Loan is under conforming loan limits (not a jumbo loan) during the most recent refinance or time of loan origination (loan limits vary by region).