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EMAP - Who is eligible to receive assistance from Emergency Mortgage Assistance Program?

The Emergency Mortgage Assistance Program (EMAP) closed its application portal at 5:00 p.m. MST on Tuesday, August 26, 2025. That means after that date, no new applications will be accepted. To be considered eligible for EMAP/HAF program assistance, homeowners must meet ALL the criteria below:

 

  • Neighborly Application submitted by August 26 2025 at 5pm MST
  • Homeowner who have not received funding assistance from EMAP/HAF previously
  • Are occupying an eligible (1-4 unit) home that you own/pay the mortgage on as your primary residence in the state of Colorado
  • Have experienced a COVID-related financial hardship after January 21, 2020
  • Have an annual household income at or below 150% of the Area Median Income (AMI) for their current county or at the time of COVID-19 financial hardship
  • Have a home loan that was not a Jumbo Loan at the time of purchase or most recent refinance.